Financial derivatives are used to take advantage of the apathetic. They could learn, but don’t. They could hire independent consultants with a better understanding, but they don’t.
The consultants hired by municipal governments don’t know anything in many cases. Hire people with credit for a math formula in financial derivatives who don’t work for a Wall Street firm. Duh.
Jefferson County, Alabama hired a local consultant who didn’t know derivatives. They went bankrupt.
Some may say greed, but apathy is stronger. The apathy to learn the deal is bigger than the greed to do the deal. Even when they lose and go into litigation, they still may not learn the deal. Certainly not try to learn recursion.
You start to learn recursion with the associative law of addition for natural numbers proof.
At e-vendor. 99 cents in 10 pages. On your way. Only apathy stands in your way.
But it, review it and tell others.